RV Tech offers several medical plan options designed to give you flexibility in choosing the coverage that works best for you and your family. All plans include free in-network preventive care and coverage for doctor visits, urgent needs, prescription drugs, and more.
While the plans cover many of the same types of care, they differ in how much you pay for coverage, how you access providers, and how costs are shared when you receive care.
The Kaiser HMO is available to employees in California and provides care through the Kaiser Permanente network. You'll choose a primary care provider (PCP), or Kaiser will assign one for you, to help coordinate your care.
You can self-refer to specialists within the Kaiser network, but the plan generally covers in-network care only, except in certain emergencies.
*Plan pays out-of-network in certain emergencies. Refer your plan documents for full plan details.
Kaiser plan members in California now have the option to choose a High Deductible Health Plan paired with a Health Savings Account, available alongside the traditional Kaiser HMO. You can now build healthcare savings without changing providers. RV Tech supports your account with an annual contribution of $1,000 for individual coverage or $2,000 for family plans. Preventive services remain covered at no additional cost, and your pre-tax contributions roll over annually while accumulating tax-free growth.
*Plan pays out-of-network in certain emergencies. Refer your plan documents for full plan details.
The Anthem PPO 500 offers the most flexibility when choosing doctors and hospitals. You don't need to select a PCP or get referrals to see specialists, and you can receive care from both in-network and out-of-network providers. You'll generally pay less when you stay in the Anthem network, but you have the flexibility to go outside the network when needed.
The Anthem HSA 2000 works like a PPO but has a higher deductible and lower premiums. It also pairs with a Health Savings Account (HSA), allowing you to set aside tax-free money for eligible healthcare expenses. RV Tech also contributes to your HSA to help you build your savings. Visit the Health Savings Account page to learn more about how the account works and eligibility requirements.
Kaiser HMO
(CA Only)
Kaiser HDHP HSA (CA Only)
Anthem PPO 500
Anthem HSA 2000
In-Network Only
In-Network Only
In-Network
Out-of-Network
In-Network
Out-of-Network
Deductible (embedded)
Individual: $1,000
Family: $2,000
Individual: $1,750
Individual within a
Family: $3,500
Family: $4,000
Individual: $500
Family: $1,000
Individual: $1,000
Family: $2,000
Individual: $2,000
Individual within a
Family: $3,500
Family: $4,000
Individual: $4,000
Individual within a
Family: $4,000
Family: $8,000
Out-of-pocket maximum
Individual: $4,000
Family: $8,000
Individual: $4,000
Family: $8,000
Individual: $3,000
Family: $5,000
Individual: $6,000
Family: $10,000
Individual: $4,000
Family: $5,000
Individual: $8,000
Family: $10,000
Office visit
$20 copay
10% after deductible
PCP: $20 copay Specialist: $30 copay
30% after deductible
20% after deductible
40% after deductible
Emergency room
20% after deductible
10% after deductible
$150 copay (visit waived if admitted)
20% after deductible
Hospitalization
20% after deductible
10% after deductible
20% after deductible
30% after deductible
20% after deductible
40% after deductible
Lab & x-ray
$10 copay
10% after deductible
20% after deductible
30% after deductible
20% after deductible
40% after deductible
Generic
$10 copay
$10 copay
$10 copay
$10 copay + 25%
$10 copay after deductible
$10 copay + 20%
Preferred brand
$30 copay
$30 copay
$30 copay
$30 copay + 25%
$30 copay after deductible
$30 copay + 20%
Non-preferred brand
Not available
Not available
$60 copay
$60 copay + 25%
$60 copay after deductible
$60 copay + 20%
Specialty
20% up to $250 per Rx
20% up to $250 per Rx
Varies based on tier
Varies based on tier
Kaiser HMO
Kaiser HDHP
Employee only
$52.15
$35.08
Employee + spouse
$161.54
$83.54
Employee + children
$128.31
$66.46
Employee + family
$245.08
$150.46
Pre-tax
Post-tax
Imputed
Pre-tax
Post-tax
Imputed
Employee + Domestic Partner (DP)
$52.15
$109.38
$242.23
$35.08
$48.46
$261.97
Employee + DP+ child(ren)
$128.31
$116.77
$266.81
$66.46
$84.00
$254.65
Employee + DP+ DP child(ren)
$52.15
$192.92
$414.42
$35.08
$115.38
$420.81
Employee + DP+ child(ren) + DP child(ren)
$128.31
$116.77
$266.81
$66.46
$84.00
$254.65
Anthem PPO 500
Anthem HSA 2000
Pre-tax
Employee only
$62.77
$42.92
Employee + spouse
$209.08
$116.77
Employee + children
$145.85
$93.69
Employee + family
$265.38
$202.15
Pre-tax
Post-tax
Imputed
Pre-tax
Post-tax
Imputed
Employee + Domestic Partner (DP)
$62.77
$146.31
$377.67
$42.92
$73.85
$410.00
Employee + DP+ child(ren)
$145.85
$119.54
$448.10
$93.69
$108.46
$415.71
Employee + DP+ DP child(ren)
$62.77
$202.62
$714.33
$42.92
$159.23
$687.49
Employee + DP+ child(ren) + DP child(ren)
$145.85
$119.54
$448.10
$93.69
$108.46
$415.71
Questions? Try the @Ask RV Tech agent in Slack
This website includes a general summary of the benefits options available to you through RV Tech’s benefits program. They are not complete descriptions of the benefits. The company may terminate or modify any benefits described on this website, at any time, for any reason. The descriptions listed on this website are not guarantees of coverage or employment. If there is any conflict between this website and the official plan documents, the official plan documents and contracts will prevail. © Alliant Insurance Services, Inc.
