Medical Coverage

The Kaiser HMO is available to employees in California and provides care through the Kaiser Permanente network. You'll choose a primary care provider (PCP), or Kaiser will assign one for you, to help coordinate your care.
You can self-refer to specialists within the Kaiser network, but the plan generally covers in-network care only, except in certain emergencies.

This plan may be right for you if… 

• You live in California and don’t expect to need much care throughout the year. 
• You're comfortable receiving care within the Kaiser network.
• You don't have a strong preference for a specific doctor outside of Kaiser.

*Plan pays out-of-network in certain emergencies. Refert your plan documents for full plan details. 

The Anthem PPO 500 offers the most flexibility when choosing doctors and hospitals. You don't need to select a PCP or get referrals to see specialists, and you can receive care from both in-network and out-of-network providers.
You'll generally pay less when you stay in the Anthem network, but you have the flexibility to go outside the network when needed.

This plan may be right for you if… 

• You’re managing ongoing health conditions or already have specialists you trust. 
• You want greater flexibility when choosing doctors and hospitals.
• You want the option to receive out-of-network care.

The Anthem HSA 2000 works like a PPO but has a higher deductible and lower premiums. It also pairs with a Health Savings Account (HSA), allowing you to set aside tax-free money for eligible healthcare expenses.
RV Tech also contributes to your HSA to help you build your savings. Visit the Health Savings Account page to learn more about how the account works and eligibility requirements.

This plan may be right for you if… 

• • You're generally healthy and want to keep your paycheck contributions lower.
  
• • You're comfortable paying a higher deductible when you need care.
• You like the idea of building tax-free savings for current and future healthcare expenses.