With both plans, you’ll get coverage for an annual vision exam and generous allowances for frames, lenses, or contacts. The Buy-Up plan has higher per-paycheck costs but provides a greater allowance for frames. For both plans, you’ll pay less when you see a VSP network provider.
VSP Choice Base Plan
VSP Choice Buy-Up Plan
Exam
(once per calendar year)
No charge for well vision exam; $20 copay for additional exams
Frames
(once per calendar year)
No charge (Up to $200 allowance)
No charge (Up to $350 allowance)*
Lenses
(once per calendar year)
No charge (additional copays apply for non-standard lenses)
Contacts
(once per calendar year)
Up to $60 copay for contact lens exam ($150 allowance)
Employee only
$0.00
$7.66
Employee + spouse
$2.77
$15.32
Employee + children
$2.77
$16.39
Employee + family
$4.62
$26.19
Pre-tax
Post-tax
Imputed
Pre-tax
Post-tax
Imputed
Employee + Domestic Partner (DP)
$0.00
$2.77
$1.82
$7.66
$7.66
$2.53
Employee + DP + child(ren)
$2.77
$1.85
$4.03
$16.39
$9.80
$3.23
Employee + DP + DP child(ren)
$0.00
$4.62
$6.49
$7.66
$18.53
$6.12
Employee + DP + child(ren) + DP child(ren)
$2.77
$1.85
$4.03
$16.39
$9.80
$3.23
*On the Buy-Up plan, get a second pair of glasses (including non-prescription glasses through VSP Lightcare™) up to a $300 value with a $20 copay.
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