Tax-free savings for predictable costs.

Flexible Spending Account

A Flexible Spending Account (FSA) allows you to set aside pre-tax money from your paycheck to help pay for eligible expenses. RV Tech offers healthcare and dependent care FSA options, giving you a tax-advantaged way to plan and save for expenses you already expect throughout the year.

Because each account has different eligibility rules, eligible expenses, and contribution limits, it's important to understand how your FSA works before deciding how much to contribute.

Health Care FSA

Contribute pre-tax dollars up the annual IRS maximum to pay for copays, prescription expenses, lab exams and tests, contact lenses, and eyeglasses. Note: If you are enrolled in the Anthem HSA 2000, you are only eligible for the Limited Purpose FSA.

Click here to review a comprehensive list of eligible expenses.

Contribute up to

$3,500*

Limited Purpose FSA

Those enrolled in the Anthem HSA 2000 or Kaiser HDHP HSA can contribute pre-tax dollars up to the annual IRS maximum to pay for eligible vision and dental expenses. Limited purpose funds can be used on medical expenses after the annual deductible has been met.

Click here to review a comprehensive list of eligible expenses.

Contribute up to

$3,500*

Dependent Care FSA

Contribute pre-tax dollars up to the annual IRS maximum to pay for eligible dependent care expenses that allow you and your spouse, if applicable, to work or attend school full-time.

Click here to review a comprehensive list of eligible expenses.

Contribute up to

$7,500*

Contribute up to

$3,750*

if married and filing separately

*These limits are projected for 2027. Annual maximum contributions are established by the IRS and subject to change.

FSA Rollovers

Healthcare & Limited Purpose FSAs

You can roll over up to $680 of unused funds in 2026 from your Health Care FSA or Limited Purpose FSA into the 2027 plan year. Any unused funds above the rollover limit will be forfeited, so it's important to estimate your expenses carefully when choosing your annual contribution.

Dependent Care FSA

The Dependent Care FSA works differently. Unused funds do not roll over into the next plan year. Any money remaining in your account at the end of the applicable plan-year period will be forfeited.

Plan carefully. Consider your expected expenses for the year before deciding how much to contribute so you can make the most of your tax-free savings.

Contact Information

Health Equity

Phone: 866-346-5800
Web: healthequity.com

Plan Documents

2026 Health Equity FSA Plan Document and Summary Plan Description
How Much Could You Save?
Flexible Spending Accounts (FSAs) are one of the easiest ways to reduce your taxable income and keep more of what you earn.

When you contribute to an FSA, the money you set aside for eligible healthcare expenses is not taxed—meaning every dollar goes further.

For example, let’s say Tom sets aside $2,000 in his FSA for the year. Normally, he’d pay $560 in federal income tax, $100 in state income tax, and $153 in FICA taxes on that amount. But by using his FSA, Tom avoids all those taxes and saves $813. That’s money he can use for things like doctor visits, prescriptions, or medical supplies—without it ever being taxed.

FSAs don’t just help with budgeting—they help you make the most of your paycheck.

Need Help?

Questions? Try the @Ask RV Tech agent in Slack