A health plan that invests in your financial future.

Health Savings Account

A Health Savings Account (HSA) is a personal savings account that lets you set aside pre-tax money to pay for eligible healthcare expenses like doctor appointments, prescriptions, and more. 

Eligibility

Who Is Eligible for an HSA?

You are eligible to open and contribute to a Health Savings Account (HSA) if you:

  • Are enrolled in the Anthem HSA 2000 or Kaiser HDHP HSA medical plan
  • Are not enrolled in any other non-HDHP coverage, including a spouse’s medical plan, Medicare, or TRICARE
  • Are not claimed as a dependent on someone else’s tax return
  • Do not have a general-purpose Healthcare FSA (your own or through your spouse)

Who Is Not Eligible?

You cannot contribute to an HSA if you are enrolled in Medicare, covered by another medical plan, or if you have a general-purpose Healthcare FSA. However, you may still use any remaining HSA balance from prior years to pay for qualified medical expenses. 

Contributions

You contribute on a pre-tax basis and can change how much you contribute from each paycheck up to the annual IRS maximum. You must make an active HSA election in order to participate and receive the company HSA contribution.

RV Tech Contribution

Maximum HSA Contribution by You

IRS Limit1
‍(Under 55 and not enrolled in Medicare)

Employee only

Up to $1,000/year

$3,500

$4,500

Employee + family

Up to $2,000/year

$7,000

$9,000

1 If you are 55 or older at the end of the tax year and not enrolled in Medicare, you may increase your contribution by $1,000 (“catch-up contribution”).

Employer Contributions are prorated based on your remaining number of pay periods in the year. For example:

  • The employee-only employer contribution is $1,000
  • If you joined on January 26, you would have 24 pay periods left
  • You would receive $38.46 per paycheck ($1000 / 26 pay periods)
  • In turn, your annual employer contribution would be $923.04 ($38.46 x 24 pay periods)

Using Your Account

Eligible Expenses

You may use your HSA funds to cover medical, dental, vision, and prescription drug expenses incurred by you and your eligible family members. Click here to review a comprehensive list of eligible expenses.

Your Debit Card

Use the debit card linked to your HSA to cover eligible expenses or pay for expenses out of your own pocket and save your HSA money for future healthcare expenses.

Contact Information

Health Equity

Phone: 866-346-5800
Web: healthequity.com
Paper Statements: Opt-Out Instructions
  1. From the Homepage, select your name in the upper right-hand corner.
  2. Click ‘Profile.’
  3. Choose the account you wish to receive electronic statements for.
  4. Scroll down to ‘Communication Preferences.’
  5. Click the edit icon next to ‘Electronic Records’ and ‘Tax Statements’ to change statement preferences.
  6. Note: You must elect electronic monthly statements and electronic tax forms separately. Complete the steps for both if you want to receive both electronically.
  7. Review the terms and conditions, then click ‘I agree’ to consent to electronic delivery.
  8. Click ‘Submit.’

Need Help?

Questions? Try the @Ask RV Tech agent in Slack