Income protection when you need it most.

Disability

If you’re unable to work due to illness, injury, or maternity, disability insurance helps protect your income so you can focus on recovery—not your finances. This coverage is provided at no cost to you by RV Tech. 

Short-Term Disability

For temporary conditions that keep you from working, short-term disability (STD) provides a weekly benefit to help replace part of your paycheck while you recover.

Long-Term Disability

If you’re unable to return to work for an extended period, long-term disability (LTD) offers monthly income protection for the long haul, helping you stay financially stable through serious health conditions.

Percent of Earnings

70%

Weekly Maximum

$3,500

Benefits Begin After

7 days

Maximum Payment Period

12 weeks

Percent of Earnings

60%

Weekly Maximum

$15,000

Benefits Begin After

90 days

Maximum Payment Period

Until normal Social Security retirement age 

Note: The amounts received may be offset by state disability program, social security, or workers’ compensation if applicable. All benefits received from STD and LTD are subject to payroll taxes.

Contact Information

UNUM

Policy #: 972091 011
Phone: 800-445-0402
Email: askunum@unum.com
Web: unum.com

Need Help?

Have Questions? For additional benefits support, submit a ticket within Guidepost.

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