Accident, Hospital Indemnity, and Critical Illness insurance provide you with additional financial protection in the form of a cash payment if you experience a qualifying condition. These cash payments can be used for related out-of-pocket costs, living expenses, saved for later use—however you want.
Accident insurance provides a cash benefit from a couple hundred dollars up to $10,000 if you or a covered family member experiences a covered injury, such as a fracture, burn, dislocation, concussions, eye injuries, ruptured discs, cuts requiring stitches, and more. This is a good plan to consider if you or your family members are active, play sports, or if you happen to have accident-prone children.
Your Bi-Weekly Cost of Coverage (26 periods)
Accident Insurance
Employee only
$2.53
Employee + spouse
$4.54
Employee + children
$5.95
Employee + family
$7.96
This program pays $1,000 per admission per year, and $100 per day that you’re in the hospital. It’s not meant to cover your entire bill, but this is a great additional benefit to help offset your deductible or other expenses that happen while you’re in the hospital. There are no pre-existing condition exclusions if you sign up during Open Enrollment. As long as the hospitalization happens after the plan is effective (1/1/26), it will be covered. This is a good plan to consider if you or your family members have a planned hospitalization, such as a pregnancy.
Your Bi-Weekly Cost of Coverage (26 periods)
Hospital Indemnity Insurance
Employee only
$3.02
Employee + spouse
$8.82
Employee + children
$4.97
Employee + family
$10.77
No one wants to think about the possibility of getting sick, but if you do suffer from a critical condition, the added costs of everyday life can start to pile up. Critical Illness insurance offers a lump-sum payment if you are diagnosed with a covered condition, such as cancer, heart attack, or stroke. Choose between $10,000, $20,000, and $30,000 coverage options. Your dependents are eligible to elect 50% of your coverage.
Every year, each family member who has Critical Illness coverage can also receive $50 for getting a covered Be Well screening test, such as annual exams by a physician, screenings for certain types of cancer, cardiovascular function screenings, cholesterol and diabetes screenings, and certain immunizations.
Option 1: $10,000
Option 2: $20,000
Option 3: $30,000
Age
Employee & Child
Spouse
Employee & Child
Spouse
Employee & Child
Spouse
<25
$1.34
$0.99
$2.68
$4.02
$0.99
25-29
30-34
35 -39
40-44
45-49
50-54
55-59
60-64
65-69
70-74
75-79
80-84
85+
Have Questions? For additional benefits support, submit a ticket within Guidepost.
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This website includes a general summary of the benefits options available to you through RV Tech’s benefits program. They are not complete descriptions of the benefits. The company may terminate or modify any benefits described on this website, at any time, for any reason. The descriptions listed on this website are not guarantees of coverage or employment. If there is any conflict between this website and the official plan documents, the official plan documents and contracts will prevail. © Alliant Insurance Services, Inc.
