Financial protection for the unexpected.

Supplemental Coverage

Accident, Hospital Indemnity, and Critical Illness insurance provide you with additional financial protection in the form of a cash payment if you experience a covered condition, illness, injury, or hospitalization. These cash payments can be used for related out-of-pocket costs, living expenses, saved for later use—however you want.

Accident Insurance

Accident insurance provides a cash benefit from a couple hundred dollars up to $10,000 if you or a covered family member experiences covered injuries, such as fractures, burns, dislocations, concussions, eye injuries, ruptured discs, cuts requiring stitches, and more. This coverage may be helpful if you or your family members participate in activities where injuries may occur.

Your Bi-Weekly Cost of Coverage (26 periods)

Accident Insurance

Employee only

$2.53

Employee + spouse

$4.54

Employee + children

$5.95

Employee + family

$7.96

Hospital Indemnity Insurance 

This program pays $1,000 per admission per year, and $100 per day that you’re in the hospital. It’s not meant to cover your entire bill, but this benefit can help offset your deductible or other expenses while you’re in the hospital. This is a good plan to consider if you or your family members have a planned hospitalization, such as a pregnancy.

Your Bi-Weekly Cost of Coverage (26 periods)

Hospital Indemnity Insurance

Employee only

$3.02

Employee + spouse

$8.82

Employee + children

$4.97

Employee + family

$10.77

Critical Illness Insurance

No one wants to think about the possibility of getting sick, but if you do suffer from a critical condition, the added costs of everyday life can start to pile up. Critical Illness insurance offers a lump-sum payment if you are diagnosed with a covered condition, such as cancer, heart attack, or stroke. Choose between $10,000, $20,000, and $30,000 coverage options. Your dependents are eligible to elect 50% of your coverage.

Be Well Benefit 

Every year, each family member who has Critical Illness coverage can also receive $50 for getting a covered Be Well screening test, such as annual exams by a physician, screenings for certain types of cancer, cardiovascular function screenings, cholesterol and diabetes screenings, and certain immunizations.

Your Bi-Weekly Cost of Coverage for Critical Illness (26 periods)

Option 1: $10,000

Option 2: $20,000

Option 3: $30,000

Age

Employee & Child

Spouse

Employee & Child

Spouse

Employee & Child

Spouse

<25

$1.34

$0.99

$2.68

$1.98

$4.02

$2.98

25-29

$1.57
$1.11
$3.14
$2.22
$4.71
$3.32

30-34

$1.89
$1.25
$3.78
$2.49
$5.68
$3.74

35-39

$2.26
$1.45
$4.52
$2.91
$6.78
$4.36

40-44

$3.00
$1.80
$6.00
$3.60
$9.00
$5.40

45-49

$4.11
$2.38
$8.22
$4.75
$12.32
$7.13

50-54

$6.14
$3.37
$12.28
$6.74
$18.42
$10.11

55-59

$8.35
$4.48
$16.71
$8.95
$25.06
$13.43

60-64

$13.66
$7.15
$27.32
$14.31
$40.98
$21.46

65-69

$18.69
$9.65
$37.38
$19.29
$56.08
$28.94

70-74

$26.12
$13.38
$52.25
$26.77
$78.37
$40.15

75-79

$34.48
$17.54
$68.95
$35.08
$103.43
$52.62

80-84

$43.57
$22.11
$87.14
$44.22
$130.71
$66.32

85+

$58.80
$29.70
$117.60
$59.40
$176.40
$89.10

Contact Information

Unum

How to File a Claim?
Step 1: Go to portal.unum.com on your web browser. 

‍Step 2: If filing your first claim, click “Register for an account,” then provide your information for verification. 

‍Step 3: If you have an account, click “Log in to existing account,” then enter your user ID and password and click “Log in.”  

‍Step 4: Provide your birth date and Social Security number to verify your identity. If you sign up for two-step verification, a one-time passcode will be sent to your mobile phone each time after you log in. 

‍Step 5: Once logged in, click on the “Start a leave or claim” button. 

‍Step 6: Select “Supplemental benefits.” 

‍Step 7: If you’ve submitted a leave or disability claim and have supplemental benefits coverage, you will be prompted in the Next Steps section to file your claim. You can also click “File a supplemental benefit claim” from the home page. 

‍Step 8: You will be able to select which supplemental benefit you’d like to file a claim for. 

‍Step 9: Follow the on-screen questions for your claim. A convenient tracker shows you where you are in the submission process. 

‍Step 10: Once you complete all the steps, you’ll see a confirmation message and any applicable next steps.

Need Help?

Questions? Try the @Ask RV Tech agent in Slack